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LIVE MTD for Income Tax · in effect from April 2026

Making Tax Digital for Income Tax, made simple.

The simplest way for UK self-employed individuals and landlords to comply with Making Tax Digital for Income Tax. File quarterly updates, End of Period Statements and Final Declarations directly to HMRC.

HMRC-recognised
Bank-grade encryption
£10/month · no hidden fees
app.taxq.co.uk/submissions/q3-2026
SUBMISSIONS / QUARTER 3

Q3 2026/27 — ready to submit

Connected to HMRC
Estimated tax
£2,847.60
YTD · ↑ 3.2%
Income (quarter)
£14,280.00
+£2,100 vs Q2
Expenses
£3,412.40
28 receipts
Income vs expenses — last 4 quarters
Income Expenses
Submit quarterly update to HMRC
Next deadline · 5 Aug 2026 · 18 days left
Confirmed by HMRC
HMRC-7F2A-9C11
receipt-screwfix.jpg
OCR matched · £82.40 · 2s ago
Built for UK self-employed and landlords
HMRC-recognised API AES-256 · TLS 1.2+ UK GDPR Fraud prevention 3.3
Features

Everything HMRC requires,
in one place.

Tax Q does one thing — keep UK self-employed individuals and landlords compliant with Making Tax Digital for Income Tax. Purpose-built for MTD ITSA, not retrofitted from a generic accounting suite.

Submissions

Quarterly updates, sent straight to HMRC.

Quarterly updates, End of Period Statements and Final Declarations, all filed through HMRC's official MTD ITSA API. Fraud prevention headers (spec 3.3) on every call. Confirmation reference back in seconds.

01 · BUILDQuarterly totals calculated00:00:12
02 · SIGNFraud-prevention headers attached00:00:18
03 · SENDPOST /submissions/q3 to HMRC00:00:31
04 · ACKConfirmed · HMRC-7F2A-9C1100:00:48
OCR & Documents

Paper in. Records out.

Receipts, bank statements and mortgage interest certificates. OCR extracts the amounts, dates and categories, and links every figure to its source — exactly as HMRC's digital records rules require.

SCREWFIX
AMOUNT£82.40
DATE14 Jul '26
CATEGORYRepairs
VAT£13.73
Reminders

Never miss a deadline.

Reminders before every quarterly update window, End of Period Statement and Final Declaration deadline.

Q3 closes in
18days
5 AUG 2026 · 23:59 GMT
Tax estimate

Know what you owe.

A running estimate of your income tax based on the figures you've logged this year.

£2,847.60
YTD · UPDATED 14:02
Basic rate
£1,640.00
Higher rate
£1,207.60
Class 4 NIC
£412.30
Class 2 NIC
£179.40
Audit trail

Always audit-ready.

Every figure links to its source document. Five-year retention built in, in line with HMRC record-keeping requirements.

£4,350.00 · rental incomeQ3 SUBMISSION
bank-stmt-Sep.pdfPARSED · 3 TXNS
agent-statement.pdfRECONCILED
Export ZIP ready42 DOCS · 18.4 MB
Why Tax Q

Built for MTD ITSA.
Not bolted on.

General accounting suites retrofitted MTD into products designed for something else. Tax Q does one thing — Making Tax Digital for Income Tax compliance — and leaves out the payroll, HR and inventory features you'll never need.

CapabilityTax QGeneral accounting suitesBank-bundled tools
Built only for MTD for Income Tax
Sole trader and landlord income in one account
Quarterly updates, EOPS and Final Declarations to HMRC
Works with any UK bank — no switch required
HMRC fraud prevention headers (spec 3.3)
TOTP two-factor authentication
Accountant delegation built in
Quarterly update, EOPS and Final Declaration reminders
Flat £10/month, no add-ons
No payroll, HR or inventory you'll never use
MTD for Income Tax is now in effect for many sole traders and landlords.
Get started →
How it works

From sign-up to your first
HMRC submission in four steps.

Set up in minutes. Use Tax Q on your own, or invite your accountant — full delegation is built in.

STEP 01

Connect to HMRC

Sign up and link your Government Gateway account through HMRC's official OAuth 2.0 flow. We never see your password.

OAuth 2.0 · ~60s
STEP 02

Add your income sources

Add your self-employment business, your rental properties, or both. Sole trader and landlord income live in one account.

3 properties added
STEP 03

Upload & track

Log income and expenses each quarter. Upload receipts, bank statements and mortgage interest certificates — OCR pulls out the figures.

42 documents · parsed
STEP 04

Submit & file

Review your figures, file your quarterly update, EOPS or Final Declaration, and receive HMRC's confirmation reference instantly.

HMRC-7F2A-9C11
Capabilities

Everything for MTD ITSA. Nothing you don't need.

One dashboard for quarterly submissions, digital records and the audit trail HMRC expects. Built only for Making Tax Digital for Income Tax — not a full accounting suite.

01 / SUBMISSIONS
Submissions to HMRC
Quarterly updates, EOPS and Final Declarations via the MTD ITSA API.
01.1
Quarterly updates
Submit period totals to HMRC every quarter, as MTD ITSA requires.
01.2
End of Period Statement
Finalise each business or property income source at year end.
01.3
Final Declaration
Confirm your overall income tax position, replacing Self Assessment.
02 / DIGITAL RECORDS
Digital records & OCR
HMRC's digital records and digital links rules — handled.
02.1
Document upload
PDFs, images and scans in one secure UK-hosted vault.
02.2
Receipt & invoice OCR
Amounts, dates and categories extracted automatically.
02.3
Bank statement parsing
Import transactions directly from uploaded statements.
03 / COMPLIANCE
Compliance & Audit
Evidence trail HMRC will accept.
03.1
Evidence trail
Link every figure to its source document.
03.2
Audit-ready export
ZIP with summary PDF, CSVs and supporting documents.
03.3
Retention management
Five-year retention in line with HMRC record-keeping rules.
04 / DASHBOARD
Dashboard & Tools
Your tax year at a glance.
04.1
Property management
Addresses, rental income and mortgage details for each property.
04.2
Income & expense tracking
Per-quarter figures with year-to-date totals.
04.3
Letting agent reconciliation
Match agent statements against recorded rental income.
+ EXTRA
Tax estimates
A running income tax estimate based on the figures you've logged.
+ EXTRA
Mortgage interest extraction
Parse mortgage certificates for allowable finance costs.
+ EXTRA
Document reminders
Nudges for missing receipts and records before each deadline.
+ EXTRA
Reports & analytics
Quarterly breakdowns you can export for your records.
Security & compliance

Built to handle
your tax data.

Tax Q holds your figures to the standards HMRC and UK GDPR require. Encrypted, audited and retained — so your records are ready if HMRC asks.

Built for MTD ITSA

Built only for HMRC's Making Tax Digital for Income Tax Self Assessment programme — quarterly updates, EOPS and Final Declarations.

Bank-grade encryption

AES-256 at rest, TLS 1.2+ in transit. Data stored on AWS eu-west-2 (London).

UK GDPR compliant

Full data portability and deletion rights. Data stored in the UK (AWS eu-west-2).

Secure HMRC connection

OAuth 2.0 — we never see or store your Government Gateway password.

Fraud prevention headers

Full HMRC fraud prevention header compliance (spec 3.3) on every API call.

Five-year retention

Documents retained for five years in line with HMRC record-keeping requirements.

Pricing

One simple price.
£10 a month, nothing hidden.

Tax Q is £10 a month. No long-term contracts, no surprise add-ons, cancel any time. Accountants can refer clients and earn £2.50 a month per client through our partner programme.

Starter
£0/ to set up
No card required.

  • Create your account
  • Connect to HMRC Government Gateway
  • Add your business or rental properties
  • Explore the dashboard
  • Upgrade when you're ready to file
Sign up free
Most popular
Tax Q
£10/ month
Cancel any time.

  • Quarterly updates to HMRC
  • End of Period Statement
  • Final Declaration
  • Sole trader and landlord income
  • Receipt OCR and document storage
  • Real-time tax estimate
  • Accountant access and delegation
Plus
£15/ month
For complex affairs.

  • Everything in Tax Q
  • Multiple businesses and properties
  • AI expense categorisation
  • Bank statement auto-import
  • SA105 property income auto-fill
  • Priority email support
Questions? Get in touch →
FAQ

Frequently asked questions

What is Making Tax Digital for Income Tax?
Making Tax Digital for Income Tax Self Assessment (MTD ITSA) is HMRC's programme requiring sole traders and landlords with qualifying income to keep digital records and report to HMRC every quarter, plus an End of Period Statement and a Final Declaration each year. It is in effect from April 2026 for taxpayers within scope of HMRC's phased rollout — check gov.uk for the current thresholds and start dates.
Who needs to use MTD-compliant software?
Sole traders and UK landlords whose combined self-employment and property income is above HMRC's MTD ITSA threshold must keep digital records and submit through MTD-compliant software like Tax Q. It is your responsibility to confirm whether you are in scope.
Does Tax Q replace my accountant or a full accounting package?
No. Tax Q is a Making Tax Digital for Income Tax compliance tool — it handles your MTD ITSA obligations: quarterly updates, the End of Period Statement, the Final Declaration, digital records, and the audit trail HMRC expects. It is not a full accounting suite. It does not handle payroll, invoicing, VAT returns or corporation tax. It is a software tool, not a tax adviser.
Do I need an accountant to use Tax Q?
No. Tax Q is built so you can submit your own quarterly updates and Final Declaration without an accountant. If you have one, they can use Tax Q on your behalf — full delegation is built in.
Is Tax Q built for Making Tax Digital?
Yes. Tax Q is purpose-built only for MTD for Income Tax Self Assessment. It connects to HMRC through the official MTD ITSA API and submits quarterly updates, End of Period Statements and Final Declarations on your behalf.
How much does Tax Q cost?
Tax Q is £10 a month, including VAT. No long-term contracts, no add-ons, cancel any time. Accountants can earn £2.50 a month per active client through our referral programme.
How do I get started?
Sign up, connect your Government Gateway account through HMRC's official OAuth flow, add your self-employment business or rental properties, and file your first quarterly update — all from one dashboard.
What happens if I miss a quarterly deadline?
HMRC operates a points-based penalty system for late MTD submissions. Tax Q sends reminders before every quarterly update, End of Period Statement and Final Declaration deadline so you can submit on time.
Is my data safe?
Yes. All data is encrypted in transit and at rest, stored in the UK on AWS (eu-west-2, London). We connect to HMRC through the official OAuth flow and never see or store your Government Gateway password. Tax Q is UK GDPR compliant.
Can I cancel my subscription?
Yes. Cancel any time from your account settings. There are no cancellation fees and no long-term contracts.
What types of documents can I upload?
PDFs, JPEGs and PNGs up to 10MB each — receipts, bank statements, mortgage interest certificates, letting agent statements, insurance documents and any other records relevant to your MTD ITSA submissions.
Does Tax Q read my documents automatically?
Yes. When you upload a document, our OCR engine extracts key information — amounts, dates and categories. For bank statements and mortgage interest certificates, we parse the data and let you import transactions directly into your records.
How long are my documents kept?
Tax Q retains your documents for at least five years after the submission deadline for the relevant tax year, in line with HMRC record-keeping rules. You'll be notified before any documents become eligible for deletion, and you can extend retention or download everything at any time.
Can I export my records for HMRC?
Yes. The audit-ready export generates a ZIP file containing all your documents for a tax year, a summary PDF of income and expenses, and a CSV of all transactions — everything you'd need if HMRC opens an enquiry.
Tax Q is a software tool, not a tax adviser. You are responsible for the accuracy of your submissions to HMRC.
LIVE MTD for Income Tax · in effect from April 2026

Get MTD-ready. Stay that way.

Set up Tax Q in minutes and file your next quarterly update with confidence. £10 a month, cancel any time. Sign up free — no card required to get started.

$ taxq connect
OAuth to HMRC Government Gateway
Fraud-prevention headers · spec 3.3
AES-256 at rest · AWS eu-west-2
→ Status: ready to submit